cheapest car insurance

Are you tired of paying for expensive auto insurance? You’re not alone. That’s why Car Insurance Network, in conjunction with InsureMe, have developed a free referral service to make finding the right insurance easy.

Stress-Free Insurance Shopping

We’ve helped countless consumers find affordable auto insurance.

How?
Once you enter your information, you will be instantly matched with some of the best agents in the business. In return, you’ll receive up to five free, no-fuss quotes—helping you choose the right policy without crippling your wallet. Insurance shopping has never been easier!

Secrets to Successful Savings

As you compare quotes, take stock of the following tips to get the most out of your Car Insurance Network experience:

• Evaluate customer service. Once you’ve narrowed down your selections, make sure you’ll be taken care of by the insurer you choose. Customer service ratings are available through insurance rating companies like AM Best or Moody’s Investor Services.
• Check financial stability. Even the best policy is worthless if your insurer is in poor financial standing. Before signing the dotted line, check your company’s financial stability through an insurance rating company.
• Be comfortable with your selection. Ultimately, you need to feel comfortable with your insurer. Make sure you understand your policy and that your agent has answered all of your questions to your satisfaction.

These tips, partnered with our no-hassle referral service, will help you find the best policy for your budget.

Definition of a endorsement / rider / options

You can definitely get car insurance with a number of riders or endorsements as they are called. It’s not as confusing as you think it might be. In fact its quite simple and we are here to explain how the riders or the endorsements work for the car insurance. Endorsements are simply changes or additions that are done to the existing car insurance policy. They can also be taken along with a new car insurance policy. For example if you change the amount of the deductible on the policy. It’s an endorsement that has been made to the policy.

Car insurance discounts that you can avail

There are a number of car insurance discounts that you can avail of. Many a times, your car insurance agent can also tell you about the same. Read on about the various car insurance discounts that you can take.

Get the free quotes online

To make the process of getting car insurance quotes easier, you can get the car insurance quotes online from the top insurance companies without been bombarded by all the sales spiel. Now you are no longer under pressure to choose a car insurance policy from a single company only. You can compare the car insurance rates at your own convenience and without been rushed. Now you longer need to fill in multiple forms or make multiple calls. At the click of the button, you will be provided with free car insurance quotes.

Getting the first car insurance policy

It’s not necessary that you will pay hefty premiums if you buy your first car insurance coverage

It’s a great idea to also know what are the additional types of policies or coverage’s that you can take that will protect you from future lawsuits and medical expenses. The type of car that you drive and the driving record that you have would affect cheapest car insurance.

How does my driving record affect the car insurance premium?

It’s important to understand that the way you drive and your driving history will affect the car insurance quotes and your car insurance premium. In most states, the motor vehicles department has a grading or a point system that is awarded to all the drivers that are listed. This is used to track the various driving violations as well as the accidents that you may have.

Its possible to reduce your car insurance premiums

If you want to get the cheapest car insurance, then you should keep the following points in mind.

If your car travels less than 7500 miles, then you get a discount on the car insurance premium. So this year try taking as much public transportation that you possibly can. If you think that public transportation doesn’t work for you, then try carpooling.

Pay per mile car insurance is the way to go

There are a lot of ways to save money for example riding the bicycle to work, car-pooling, taking public transport and even walking. Sometimes you may need to take the car to errands and you find other options non feasible. For those that have limited driving, pay per mile car insurance is another option for getting cheapest car insurance.

Premiums are dependent on a number of factors

The car insurance that you purchase and the premium that you pay is dependent on various factors such as the car that you are driving, your marital status, where you are living and your age. There are certain things that you can do to lower your car insurance premium such as choosing a different car and many more.

The law requirements for car insurance in Florida

The minimum coverage as required by law
The minimum coverage in Florida is $10,000 as personal injury coverage (PIP) and $10,000 property damage liability. Florida car coverage would mean a car insurance policy that is issued by a car insurance company based in Florida that is licensed by the Florida Department of Financial Services

 What are the various car insurance options for my teenage son or daughter?

It’s quite expensive to buy car insurance for your teenage son or daughter. Since males under 25 are charged higher rates for car insurance than other age groups, you also need to choose the car insurance policy wisely. Under 25 age males are considered an extremely risky proposition as statistics have shown that they have the maximum number of accidents.

What is “No fault insurance’

States that practice no fault insurance system

In many states, you can purchase no fault insurance. It broadly means that the car insurance company will pay for the damages that are caused by the accident of car irrespective of who’s fault it was. In 12 states out of 50 states, you can purchase or use this kind of car insurance. While other states don’t allow this kind of car insurance and have the liability insurance where a person can be legally responsible for the damages and payments arising out of the car accident.

Will my car insurance premium increase each year?

The auto and the car insurance industry faces rising costs for repairs and damages done to cars, payment for medical and health bills of those that are injured in the accidents as well as expensive lawsuits with the jury been in favor of those that seek the damages